Modi Scheme की 7 नई घोषणाएं – किसानों, महिलाओं और युवाओं के लिए बड़ी राहत, पूरी लिस्ट देखें यहाँ!

Modi Scheme, भारत सरकार ने 2014 में प्रधानमंत्री नरेंद्र मोदी के पदभार ग्रहण करने के बाद से सभी भारतीयों के जीवन को बेहतर बनाने के लक्ष्य के साथ कई महत्वाकांक्षी और व्यापक कार्यक्रम लागू किए हैं। ये सरकारी कार्यक्रम – जिन्हें सामूहिक रूप से “मोदी योजनाएँ” के रूप में जाना जाता है – डिजिटल बुनियादी ढाँचे, रोजगार, आवास, शिक्षा, स्वास्थ्य और कृषि सहित कई उद्योगों को प्रभावित करते हैं। ये कार्यक्रम समावेशी विकास का समर्थन करने, आत्मनिर्भरता (आत्मनिर्भर भारत) को प्रोत्साहित करने और गरीब, वंचित और ग्रामीण आबादी को अंतिम-मील सेवा वितरण की गारंटी देने के उद्देश्य से केंद्रित पहल हैं। ये केवल प्रशासनिक प्रयास नहीं हैं।

यह आलेख प्रधानमंत्री नरेन्द्र मोदी द्वारा शुरू किए गए मुख्य कार्यक्रमों की गहराई से जांच करेगा, उन्हें क्षेत्रवार विभाजित करेगा तथा समझने में आसान और सुगम तरीके से प्रस्तुत करेगा।

Pradhan Mantri Awas Yojana (PMAY)

Aim:

To guarantee that every Indian has a pucca (permanent) home by 2022, by providing “Housing for All.”

Key Features:

• PMAY-Urban and PMAY-Gramin are the two categories.
• Credit-linked home loan subsidies for qualified candidates
• Women, SC/ST, and low-income households are prioritised.
• Promotion of environmentally sustainable and disaster-resistant housing

Impact:

Under PMAY, more than 2 crore homes in urban areas and more than 3 crore in rural areas of India have been approved. By granting property rights in their names, it has not only raised living standards but also given women more authority.

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Pradhan Mantri Ujjwala Yojana (PMUY)

Aim:

Supplying women from families below the poverty line (BPL) with clean cooking fuel (LPG).

Key Features:

• BPL households can get a free LPG connection.
• ₹1600 in financial aid for each connection
• Pay attention to gender equality, the environment, and health.
• Simple access by registering online

Impact:

More than 9 crore households now have access to LPG. In rural households, the program has greatly decreased indoor air pollution and health risks.

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

Aim:

To give the economically disadvantaged free health coverage of ₹5 lakh per household annually.

Key Features:

• Includes more than 10 crore families.
• Treatment in both public and private hospitals is cashless and paperless
• Comprises more than 1400 medical procedures.
• No restrictions on gender, age, or family size

Impact:

By 2024, it will have helped more than 5 crore hospitalisations, making it the largest government-funded healthcare program in the world. It has significantly decreased the impoverished’s out-of-pocket medical costs.

Pradhan Mantri Jan Dhan Yojana (PMJDY)

Aim:

To encourage financial inclusion and integrate all citizens into the official banking system.

Key Features:

• Zero-balance savings accounts
• Rupay debit card issued
• Accidental insurance coverage of ₹2 lakh
• Overdraft facility up to ₹10,000

Impact:

With deposits exceeding ₹2 lakh crore, more than 50 crore accounts were opened. The program has made it possible for the unbanked people to become financially empowered and has established the groundwork for direct benefit transfers (DBT).

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

Aim:

To give small and marginal farmers direct financial support.

Key Features:

• ₹6000 per year in three equal instalments
• Paid directly into farmers’ bank accounts
• Beneficiaries include over 11 crore farmers
• 100% funded by the Government of India

Impact:

The program has increased farm revenue, assisted with investments in seasonal crops, and developed into a vital source of assistance for rural people.

Digital India Mission

Aim:

To make India a knowledge economy and society enabled by technology.

Key Features:

• Digital delivery of government services
• Broadband highways, e-Governance, Digital Locker, eSign
• Common Service Centres (CSCS) in every village
• Promotion of digital literacy and online transactions

Impact:

Digital India has increased internet usage, given rural residents access to digital tools, and improved governance transparency.

Make in India

Aim:

To increase domestic output and establish India as a global centre for manufacturing.

Key Features:

• Targeting 25 sectors, including textiles, defence, and electronics
• Relaxed FDI norms
• Development of industrial corridors
• Focus on job creation and GDP growth

Impact:

In addition to bringing in billions of dollars in foreign direct investment, the effort has raised India’s standing in terms of ease of doing business and opened doors for qualified workers and entrepreneurs.

Atmanirbhar Bharat Abhiyan

Aim:

To encourage independence in all economic sectors following the COVID-19 epidemic.

Key Features:

• ₹20 lakh crore stimulus package
• Special focus on MSMES, farmers, migrants, and startups
• Support for local manufacturing through PLI (Production Linked Incentive) schemes
• Promotion of “Vocal for Local”

Impact:

Promoted homegrown innovation in electronics, medical devices, and other fields while assisting Indian companies in surviving COVID-19.

Startup India and Stand-Up India

Startup India – Aim:
To foster creativity and offer financial assistance to entrepreneurs in their early stages.

Stand-Up India – Aim:
To encourage women and SC/ST populations to become entrepreneurs.

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Key Features:

• Three-year tax exemptions for new businesses
• Simple compliance and expedited patent registration
• ₹10 lakh to ₹1 crore in bank loans
• Providing guidance and assistance

Impact:
With more than 1 lakh registered startups—many of which sprang out of Tier 2 and Tier 3 cities—India is currently the third-largest startup ecosystem in the world.

Pradhan Mantri Mudra Yojana (PMMY)

Aim:

To offer microcredit to independent contractors and small enterprises.

Loan Categories:

• Shishu: Up to ₹50,000
• Kishor: ₹50,000 to ₹5 lakh
• Tarun: ₹5 lakh to ₹10 lakh

Key Features:

• Collateral-free loans
• Focus on small traders, vendors, artisans, and women entrepreneurs
• Easy digital access

Impact:

It is one of the biggest small business financing programs in the world, with about ₹25 lakh crore distributed across 45 crore+ loans.

Swachh Bharat Mission (SBM)

Aim:

To eradicate open defecation and clean up India.

Key Features:

• Construction of toilets in households, schools, and public areas
• Solid and liquid waste management
• Massive cleanliness drives
• Behavioural change through awareness campaigns

Impact:

More than 6 lakh villages were designated ODF (Open Defecation Free), and more than 10 crore toilets were constructed. Health and dignity have improved as a result of improved sanitation, particularly for women.

Pradhan Mantri Garib Kalyan Anna Yojana (PMGKAY)

Aim:

To guarantee the poor’s access to food during the COVID-19 pandemic.

Key Features:

• Free distribution of 5 kg of rice/wheat and 1 kg of pulses per month
• Over 80 crore beneficiaries
• Extended multiple times during the pandemic

Impact:

Helped millions of people survive the shutdown and kept India’s poor from experiencing a serious food shortage.

Skill India Mission (PMKVY)

Aim:

To provide various skill training to more than 40 crore individuals by 2022.

Key Features:

• Free short-term training in various trades
• Certification and job placement assistance
• Industry-relevant curriculum
• Focus on youth employability

Impact:

Training more than 1.3 crore young people has improved job prospects in a variety of industries, including IT, construction, retail, and tourism.

Beti Bachao, Beti Padhao

Aim:

To elevate the status of girls and advance gender equality.

Key Features:

• Mass awareness campaign against female foeticide
• Financial incentives for girls’ education
• Strengthening girl child welfare schemes like the Sukanya Samriddhi Yojana

Impact:

Increasing awareness of gender rights, higher school enrollment rates for girls, and improved sex ratios at birth in several areas.

National Education Policy 2020 (NEP)

Aim:

To modernise the 21st-century Indian educational system.

Key Features:

• 5+3+3+4 system to replace 10+2
• Emphasis on conceptual understanding and skill-building
• Flexibility in subject choices
• Use of mother tongue in early education

Impact:

The first significant revision to Indian education policy in more than three decades, with the goal of reducing rote learning and giving pupils contemporary skills.

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Conclusion(निष्कर्ष)

“मोदी योजनाएँ” सरकारी पहलों की योजना और क्रियान्वयन में एक क्रांतिकारी बदलाव को दर्शाती हैं। ये कार्यक्रम अकेले पहल नहीं हैं; बल्कि, वे जुड़े हुए हैं और सशक्तिकरण, समावेशन और विकास का एक संपूर्ण पारिस्थितिकी तंत्र स्थापित करना चाहते हैं। लाखों भारतीयों के लिए, इन कार्यक्रमों ने बैंकिंग से लेकर व्यवसाय, आवास से लेकर स्वास्थ्य सेवा, शिक्षा से लेकर काम तक, उनके जीवन के हर पहलू को प्रभावित किया है। इनका प्रभाव आर्थिक आंकड़ों के साथ-साथ बढ़े हुए अवसर, सुरक्षा और गरिमा में भी देखा जा सकता है जिसका आज औसत व्यक्ति आनंद लेता है।

मोदी सरकार अपने मजबूत डिजिटल बुनियादी ढांचे, खुली सरकार और नागरिक-केंद्रित नीतियों के साथ भारत के सामाजिक-आर्थिक ताने-बाने को नया आकार दे रही है।

Faq’s

Q. What is the Modi Scheme?

Ans: It refers to a number of government welfare programs that were introduced in areas like housing, healthcare, finance, and employment under the direction of Prime Minister Narendra Modi.

Q. Who is eligible to apply for the Modi government programs?

Ans: Although eligibility varies for every program, the majority focus on women, small enterprises, farmers, the impoverished, and young people.

Q. For Modi Schemes, how do I apply?

Ans: You can visit local Common Service Centres (CSCS) or apply online at the official scheme websites.

Q. Do rural areas have access to Modi Schemes?

Ans: Indeed, the majority of programs serve residents of rural areas and villages and are centred on rural development.

Q. Does it cost anything to apply for these programs?

Ans: No, the majority of government programs are open to anyone. Always use proper channels and be on the lookout for scams.

@PAY