Mo Ghara Yojana Odisha: For those who lack the funds to build or renovate their homes, the Naveen Patnaik government launched the Mo Ghara Yojana on May 29. The programme offers credit-linked financial support to eligible recipients. For those who are less fortunate socially and economically, this is a huge relief. With four years of the BJD’s fifth term in office already completed, the Odisha government has approved eighteen significant initiatives, including the Mo Ghara plan. Check out the Mo Ghara Scheme Odisha’s highlights, objectives, features and benefits, eligibility requirements, required documents, application procedure and much more by reading the details below.
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Mo Ghara Yojana Odisha 2024
The programme will help all families who have turned away from the current housing programmes because of stringent eligibility requirements or a lack of funding, as well as those who previously received housing assistance of a lesser amount and are now looking to expand or upgrade their homes. It was implemented in conjunction with the conclusion of Mr Patnaik’s fifth term’s fourth year. The State Cabinet, led by the Chief Minister of Odisha, approved the credit-linked housing programme, which is fully funded by the State budget. Loan applications will be taken beginning on June 15, 2023. One of the eighteen recommendations adopted on Monday by the Odisha Cabinet, led by Chief Minister Naveen Patnaik, was the new “Mo Ghara” yojana.
The decision was made in a Cabinet meeting chaired by Chief Minister Naveen Patnaik. A week after the Cabinet reshuffle that brought three new ministers to the Odisha Council of Ministers, the State Government of Odisha approved eighteen proposals to create a new housing programme called Government Housing Assistance in Rural Areas, or Mo Ghara. This was done in advance of the 2024 elections. Under the “Mo Ghara” Yojana at the Panchayati Raj & Drinking Water Department, the State Government will provide funding to lower-class and lower-middle-class households in rural areas to fulfil their ambitions.
Odisha Mo Ghara Yojana Details in Highlights
| Name | Mo Ghara Yojana Odisha |
| Introduced by | Naveen Patnaik Government |
| State | Odisha |
| Beneficiaries | Lower Middle Class People of Odisha |
| Loan Amount | Rs 3 Lakh |
| Official Website | https://rhodisha.gov.in/moghara/ |
Mo Ghara Yojana Odisha Objective
In order to help rural Odisha households with lower and lower-middle incomes fulfil their housing goals, the State Cabinet approved the Mo Ghara housing programme. All of these families who were turned away from the existing housing programmes because of stringent qualifying standards or inadequate funds would be covered under the programme.
Features and Benefits of Mo Ghara Yojana Odisha
Several salient characteristics and advantages of the Mo Ghara Yojana Odisha
- The rural impoverished are given access to pucca houses, which improves their quality of life.
- It lessens the impoverished’s susceptibility to calamities in rural areas.
- It gives the impoverished in rural areas a greater sense of dignity.
- It aids the economic prosperity of rural communities
- A home loan up to Rs. 3 lacks can be granted to a programme beneficiary; it can be repaid over ten years, except a one-year moratorium period, in manageable instalments.
- The Cabinet notification lists the four loan amount slabs as follows: Rs. 1.5 lakh, Rs. 2 lakh, Rs. 3 lakh, and Rs. 1 lakh, respectively.
- A loan can be available to those whose monthly income is less than 25,000 rupees and who have previously received housing aid totalling 70,000 rupees or less.
Mo Ghara Yojana Odisha Loan Subsidy Amount
| Loan amount | Subsidy provided |
| 1 Lac | Rs 30,000 |
| 1.5 lakh | Rs 45,000 |
| 2 lakh | Rs 60,000 |
| 3 lakh | Rs 60,000 |
Eligibility of Mo Ghara Yojana Odisha
- The citizens who wish to take advantage of this initiative must be native to the state of Odisha.
- The applicant needs to have a kutcha house and should not own a pucca house in the state of Odisha.
- The candidate must also meet the EWS eligibility requirements.
- The candidate for the state should have a monthly family income of less than $25,000.
- It is improper for applicants from the state to have previously received any form of government housing help.
Documents Required
- Passport size photograph
- Aadhaar Card
- Voter ID Card
- BPL certificate
- EWS Certificate
- Address proof
- identity proof
- residence certificate
- Original Certificate etc.
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Procedure to Apply for Mo Ghara Yojana Odisha
The following process must be followed by all citizens who wish to apply for the Odisha Mo Ghara Yojana 2024:-
- You must first visit Mo Ghara Yojana’s official website; once there, the website’s homepage will appear in front of you.
- You must select the “Register” option from the website’s home page in order for the application form to appear on the following page.
- This is where you fill up the form with all the necessary information, such as your name, email address, mobile number, address, etc.
- You must now upload each document requested in the form and select the “Submit” button.
- This procedure would allow you to easily register for Mo Ghara Yojana Odisha.
Procedure to View Guidelines of the Yojana
- The homepage of the website will then appear in front of you when you have visited the Mo Ghara Yojana official website.
- You need to select the Guidelines option from the website’s homepage for a new page to appear.
- You may easily view the guidelines by following this approach, which will display all of the guidelines in front of you.
Contact Details
Greetings, folks. We hope this post has given you all the information you need to know about the Odisha Mo Ghara Yojana 2024. You can leave a remark or call the toll-free number if you want further information about this scam. You can find the answer to your issue by doing this. Number toll-free: 0674-6817777/155335
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Faq’s for Mo Ghara Yojana Odisha
Q. How can I check my Mo Ghara Yojana status?
Ans: By putting your Aadhaar number in the “Application Status” box.
Q. What is the Mo Ghara Scheme in Odisha?
Ans: The Odisha Housing Board’s goal is to give low-income individuals access to housing.
Q. What is Mo Ghara Scheme?
Ans: The Mo Ghara programme allows beneficiaries to receive up to Rs 3 lakh, which can be returned in instalments over ten years, except the one-year moratorium period. Following the completion of the house, the state government will release the capital subsidy into the loan account.
Q. When the registration process for Mo Ghara Yojana Odisha 2024 will be started?
Ans: The procedure for registering will begin on June 15, 2023.
Q. What is the criteria for registration?
Ans: To be eligible for the yojana, candidates must have a kutcha residence and a household income of at least Rs. 25,000/month.
Q. The official website of Yojana is launched now?
Ans: The official website has not yet been published, sorry.
@MAN