Gram Suraksha Yojana

Gram Suraksha Yojana 2024: Objective, Features, Benefits, Eligibility & Process to Apply

Gram Suraksha Yojana: The post office periodically develops several programs to serve India’s rural populace. The Indian Postal Department launched the Post Office Gramme Suraksha Yojana similarly. a savings strategy, that is. By use of this scheme, you can deposit Rs 50 each day and, after a specified term, receive a lump sum payment of Rs 35 lakh. The Post Office Gramme Suraksha Yojana is one of the programs that yields substantial benefits. If you wish to increase the returns on your secure investments. Post Office Gramme Suraksha Yojana would therefore be a fantastic choice for you. because a good return can be earned with this strategy without assuming any risk. We’ll be giving you details about Post today.

Also Raed: Pradhan Mantri Awas Yojana


What is Post Office Gram Suraksha Yojana 2024?

Gram Suraksha Yojana

An extremely well-liked savings program called Post Office Gramme Suraksha Yojana was introduced by the Indian Postal Department. Under the Post Office Gramme Suraksha Yojana, investments can be made by any citizen between the ages of 19 and 59. You only need to deposit Rs 50 per day to obtain a significant return under this arrangement. You will need to invest Rs 1500 every month at the rate of Rs 50 per day. After a specified amount of time, you will receive Rs 35 lakh as a return under the Post Office Gramme Suraksha Yojana. Through this policy, the insured person will receive a reasonable amount, namely Rs 35 lakh, along with a bonus at reaching the age of 80. In the event of the insured’s death for any reason, all invested

Information about Post Office Village Security Yojana

Name of the SchemePost Office Gram Suraksha Yojana
was startedby Indian Postal Department
Beneficiarycitizens of rural areas of the country
ObjectiveEncouraging citizens of rural areas to save
Application Process  Online

The objective of Gram Suraksha Yojana

The Indian Postal Department launched the Post Office Gramme Suraksha Yojana with the primary goal of inspiring the nation’s rural residents to save money. for the people who live in rural areas to invest through this scheme and protect their future. To ensure the safety of the future, the Post Office Gramme Suraksha Yojana is quite beneficial.

Main features of Gram Suraksha Yojana

  • Investments under the Post Office Gramme Suraksha Yojana are available to any citizen between the ages of 19 and 55.
  • You have the option to pay the payment under this scheme on a monthly, quarterly, half-yearly, or annual basis.
  • Higher returns are obtained by the investor under the Post Office Gramme Suraksha Yojana.
  • Under this initiative, investors can put up to Rs 10 lakh in investments.
  • A person will be required to pay a premium of Rs 1515 every month until the age of 55 if he invests Rs 10 lakh in this program at the age of 19.
  • A citizen must contribute Rs. 1463 per year under this system if he invests at the age of 58.
  • A monthly premium of Rs 1411 will be required until the age of 60.
  • If you invest for 55 years under this scheme, you will receive Rs 31.60 lakh when the maturity period ends.
  • A sum of Rs 33.40 lakh is given to the insured individual upon the completion of the maturity period under this scheme if they invest for 58 years.
  • The investor receives Rs 34.40 lakh at the end of the maturity period if they continue to participate in the scheme until they are 60 years old.
  • When the investor reaches the age of 80, all of the money is returned to him.
  • Should the investor pass away for any reason, all of the money they deposited is
  • This plan allows for surrendering as well after three years. However, in that case, the investor will receive no benefits if the surrender is completed after three years. The investor under the Post Office Security Scheme may choose to pay the premium amount monthly for three months, half-yearly, or even annually.

Life insurance facility in Gram Suraksha Yojana

You can make between Rs 31 lakh and Rs 35 lakh in profit by investing Rs 1500 each month in the Post Office Gramme Suraksha Yojana. Investors in this scheme are also eligible for life insurance. In addition, you are free to request a loan under this scheme; however, the loan money will only become available to you after four years of Post Office Gramme Suraksha Yojana investments. is only attainable. Investing in this scheme allows you to receive the benefits of life insurance as well.

Gram Suraksha Yojana

Benefits of Gram Suraksha Yojana

  • By making investments under the Post Office Gramme Suraksha Yojana, citizens, labourers, and rural women in all rural areas of the nation can receive rewards worth thousands of rupees.
  • By contributing at least Rs 50 a day to the Gramme Suraksha Yojana, anyone can profit.
  • Investors are given entire life insurance coverage under this arrangement.
  • The Post Office Gramme Suraksha Yojana is unique in that it allows for midway conversion into an endowment insurance policy.
  • An investment in the Post Office Gramme Suraksha Yojana receives a bonus.
  • At the ages of 55, 58, or 60, you have the option to pay the premium.
  • If you terminate the insurance policy in the middle of it, you will receive a bonus based on the sum guaranteed.
  • Putting money into this plan,

Also Read: Shreshta Scheme

Eligibility for Gram Suraksha Yojana

  • To apply for the Post Office Gramme Suraksha Yojana, one must be an Indian citizen.
  • The applicant must be at least 19 years old, and their age cannot exceed 55.
  • This system will be open to all kinds of citizens.

Required Documents

  • Aadhar card
  • PAN card
  • income certificate
  • Address proof
  • Bank account statement
  • passport size photo
  • mobile number

The process to apply under Gram Suraksha Yojana

  • So one can apply for the put up workplace gram suraksha yojana, you ought to first go to the published workplace that is closest to you.
  • You will want to pick out the gram suraksha yojana software shape from the publish workplace after you go to.
  • Once you receive the utility, you must cautiously fill it out with all the asked facts.
  • You should submit the application form and the vital papers after filling out all the fields.
  • I would want to send this utility form right away to the appropriate post office.
  • After submitting the software, you may acquire a receipt. which you may want to carry with you always.
  • You may observe for publishing office gram Suraksha effectively in this manner.

Also Read: Emitra Rajasthan


Q: What is the village security policy?

Ans: A full life insurance policy, the Post Office Gramme Suraksha Yojana offers coverage for the duration of the policyholder’s life. The designated nominee is eligible to receive the death benefit up to the policy’s guaranteed amount if the insured passes away within the policy’s term.

Q: What is the Gram Suraksha Scheme of the Post Office?

Ans: With this rural population-focused strategy, you can invest Rs 50 per day and receive Rs 35,00,000 at maturity. Gramme Suraksha Yojana Post Office: The country is home to a sizable agricultural population, many of whom are currently in extremely poor economic standing. The government occasionally offers a variety of savings plans for farmers.

Q: How do I check my post office policy?

Ans: For any questions about Postal Life Insurance or Rural Postal Life Insurance, call 1800 180 5232 or 155232, toll-free.

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