Indira Gandhi Credit Card Yojana: As you are all probably aware, doing business has gotten more challenging as a result of inflation. Additionally, the cost of raw materials is rising quite quickly. This is the reason why the government is working very hard to keep inflation under control and to give citizens financial support for their enterprises. The Indira Gandhi Shahri Credit Card Yojana was introduced by the Rajasthani government as a result. The businessman will receive financing through this arrangement. The whole information about इंदिरा गांधी शहरी क्रेडिट कार्ड योजना will be covered in this post. You will be informed about the application process for this program. In addition, you will receive information on eligibility, the status of your application, etc.
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Contents
About Indira Gandhi Shahri Credit Card Yojana
The Indira Gandhi Shahri Credit Card Yojana has been introduced by the Rajasthani government. Loans will be made available through this program to vendors, small business owners, etc. The amount of this loan is Rs 50,000. The government will offer the recipients a credit card in order to provide the loan. With this credit card, beneficiaries could use the ATM to withdraw up to Rs 50,000. Recipients are able to return the money in installments. This program will help business owners with their ongoing costs. The beneficiaries’ level of living will rise as a result of the execution of this strategy.
- In the same vein, the recipient will figure out how to help themselves. At the time of lending, the recipients must pay 10% interest.
- The government may administer this program for a full year. There may be a three-month moratorium on the loan provided below this relationship. Within a year, the beneficiaries must repay the loan.
Objective Of Indira Gandhi Shahri Credit Card Yojana
- Giving small company owners financial support is the primary goal of the Indira Gandhi Shahri Credit Card Yojana.
- The beneficiaries of this plan would receive financial aid totaling Rs. 50,000.
- It will assist them in paying for their daily necessities.
- The implementation of this program will result in the beneficiary gaining independence.
- The beneficiaries will have a higher standard of living
- There will be more jobs in the state thanks to this plan.
Key Highlights Of Indira Gandhi Credit Card Yojana
| Name Of The Scheme | Indira Gandhi Credit Card Yojana |
| Launched By | Government Of Rajasthan |
| Beneficiary | Citizens Of Rajasthan |
| Objective | To Provide Financial Incentives |
| Official Website | Indira Gandhi Shahri Credit Card |
| Year | 2023 |
| State | Rajasthan |
| Mode Of Application | Online |
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Benefits And Features Under Shahri Credit Card Yojana
- The government of Rajasthan has launched the Indira Gandhi Shahri Credit Card Yojana.
- This program will provide loans to small business owners, vendors, and other relevant parties.
- The amount of this loan is Rs 50,000. The government will give the recipients a credit card in order to provide the loan.
- With this credit card, beneficiaries would be able to take out up to Rs 50,000 from ATMs.
- Recipients are able to return the money in installments.
- This program will help business owners with their ongoing costs.
- The beneficiaries’ level of living will rise as a result of the execution of this strategy.
- Further, the beneficiary will learn how to support themselves.
- The candidate needs to reside in Rajasthan completely.
- The applicant ought to be between the ages of 18 and 40.
- The applicant’s month-to-month earnings need to be rs. 15000 or less.
- At the time of the mortgage, the beneficiaries are required to pay 10% of the hobby.
- The government will assist in running this scheme for a year.
- The loan supplied by this association could have a 3-month moratorium.
- Within a year, the beneficiaries are expected to repay the loan.
Beneficiaries Of Indira Gandhi Shahri Credit Card Yojana
- Hairdresser
- Potter
- Cobbler
- Mechanic
- Tailor
- Washerman
- Painters
- Electrician etc
Banks Under the Scheme
- Schedule commercial bank
- Regional rural bank
- Small finance Bank
- Cooperative Bank
- Nonbanking financial company
Eligibility for Indira Gandhi Shehri Credit Card Yojana 2024
- The candidate must live in Rajasthan permanently.
- The candidate’s age range should be 18 to 40 years old.
- In order to qualify for this initiative, an applicant’s monthly income must be ₹15,000 or less.
- The applicant’s family income should not exceed ₹50,000 per month.
- This initiative is also open to all small traders who have received an identity card or certificate from the urban body.
- This program will also be open to traders who were not included in the survey or those who have recommendation letters from the Town Vending Committee.
- This scheme is also open to vendors that were chosen in the survey. (Those who have not received an identity card or certificate)
Required Documents
- Aadhar Card
- Residence certificate
- Income proof
- Proof of age
- Mobile number
- Passport size photograph etc
Procedure To Apply Under Shahri Credit Card Yojana
- Navigate to the relevant Indira Gandhi Shahri credit card Yojana website.
- Do not choose the choice to check in.
- Enter the vital fields on the registration form.
- Next, pick out the “publish” option.
- Subsequently, proceed to log in with the use of your SSO identity and password. then, begin completing the essential utility shape and attaching all important documents.
- Submit this form after that.
- By following these steps, you could post software for the Yojana
Main points of Indira Gandhi Shahri Credit Card Yojana 2024
- An annual maximum loan of ₹ 50,000 is possible to receive.
- For this loan, there won’t be any form of guarantee needed.
- There will be no interest on this loan.
- The state government will supply 100% of the interest under this plan.
- By March 31, 2022, the beneficiary must return the entire loan amount in one or more payments.
- The loan balance may be returned between the fourth and the fifteenth month in twelve equal installments.
- This loan will be provided without any form of processing cost.
- A mobile application will be created in addition to the web portal to facilitate the execution of this plan.
- The first come, first served policy will apply to the benefits of this arrangement.
- Only residents who are
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FAQ’s
Q: What is Indira Gandhi Credit Card Yojana?
Ans: The program is aimed at street vendors, unemployed people, and those who work in the informal economy and provide necessities including hair stylists, rickshaw pullers, potters, eaters, cobblers, mechanics, tailors, washermen, painters, plumbers, electricians.
Q: How can I check my Indira Gandhi Smartphone Yojana list?
Ans: The Rajasthan Indira Gandhi Smartphone Yojana List 2024 Official Website, https://jansoochna.rajasthan.gov.in/, is the first place applicants must visit. Check the Rajasthan Indira Gandhi Smartphone Scheme Eligibility and Other Updates on the Home Page.
Q: How can I check my credit card activity online?
Ans: Using the issuer’s website to access your online account and view your credit card’s transaction history is the simplest method to do so. You will be able to view all of your previous transactions in this manner, along with the date, amount, and name of the merchant who processed each one.
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