Mo Ghara Yojana: The Mo Ghara Scheme was introduced by the Naveen Patnaik government on May 29. Its goal is to help those who don’t have enough money to build or fix their homes by offering credit-linked financial assistance. For those who are less fortunate in terms of money and social standing, this is a huge relief. Since the BJD’s fifth term has now lasted four years, the Odisha government recently approved eighteen significant initiatives, among them the Mo Ghara plan. Discover in-depth details about Mo Ghara Yojana Odisha by reading the material below, which includes highlights, aims, features and advantages, eligibility requirements, necessary documents, the application process, and more.
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Contents
Mo Ghara Yojana Odisha 2024
The programme, which goes into effect at the end of Mr Patnaik’s fifth term, will help all families who have turned away from current housing programmes because of stringent eligibility requirements or a lack of funding, as well as those who had previously received a small amount of housing assistance and are now looking to expand or upgrade their homes. The state cabinet, led by the Chief Minister of Odisha, approved the credit-linked housing scheme, which is fully funded by the state budget. Loan applications will be accepted beginning on June 15, 2023. The Odisha Cabinet, led by Chief Minister Naveen Patnaik, accepted eighteen proposals on Monday, including the new “Mo Ghar” plan.
The cabinet meeting that resulted in the decision was chaired by Chief Minister Naveen Patnaik. Within a week following a cabinet shuffle that saw three ministers leave the Odisha Council of Ministers, the state government of Odisha approved eighteen proposals to establish a new housing scheme, Mo Ghara (Government Housing Assistance in Rural Areas), ahead of the 2024 elections. The new ministers were ordained. Under the “Mo Ghar” programme at the Panchayati Raj and Drinking Water Department, the state government will provide funding to lower-class and lower-middle-class households in rural areas so they can realise their dreams.
Overview of Odisha Mo Ghar Yojana
| Name of Scheme | Mo Ghara Yojana |
| Launched by | by Naveen Patnaik Government |
| Year | 2024 |
| beneficiaries | To provide financial assistance to lower middle-class citizens of Odisha. |
| application procedure | to be released soon |
| Objective | Financial assistance will be provided to lower middle-class citizens of Odisha |
| benefits | Financial assistance will be provided to lower middle class citizens of Odisha |
| Social class | Odisha government schemes |
| official website | to be launched soon |
Mo Ghara Scheme Odisha Objective
In order to help low- and lower-middle-income rural Odisha families fulfil their housing goals, the State Cabinet approved the Mo Ghara housing programme. All families who were turned away from existing housing programmes because of stringent eligibility rules or inadequate financing will be included in the programme.
Benefits and Features of Odisha Mo Ghara Yojana
- All of the state’s rural impoverished residents would receive pucca houses through the Odisha Mo Ghar Scheme, which was started by the Naveen Patnaik administration, raising their level of living.
- The impoverished in rural regions will be less sensitive to disasters thanks to this plan.
- It also aids in the state’s residents’ efforts to elevate the rural impoverished people’s sense of worthiness and dignity. In addition, it supports rural areas’ economic development.
- All state residents who qualify can receive a housing loan up to Rs. 3 lakh through this programme.
- With the exception of the one-year moratorium period, the borrower may repay the loan in convenient payments throughout a ten-year period.
- According to the cabinet statement, there are four loan amount slabs under this: Rs 1.5 lakh, Rs 2 lakh, Rs 3 lakh, and Rs 1 lakh.
- The Mo Ghara Yojana Odisha benefits are available to all state inhabitants who have previously received housing aid of Rs 70,000 or less, provided that their salary is less than Rs 25,000.
Mo Ghara Yojana Odisha Loan Subsidy Amount
| loan amount | subsidy provided |
| 1 Lakh | 30,000 Rupees |
| 1.5 Lakh | 45,000 Rupees |
| 2 Lakh | 60,000 Rupees |
| 3 Lakh | 60,000 Rupees |
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Eligibility of Mo Ghara Yojana Odisha
- Citizens must be native to the state of Odisha in order to qualify for this scheme’s advantages.
- In the state of Odisha, the applicant ought to have a kutcha house instead of his own pucca house.
- Additionally, the candidate needs to be classified as EWS.
- The state candidate’s family should make less than Rs 25,000 a month.
- Candidates from the state must not have received any kind of government housing help in the past.
Documents required to apply
The following are some of the crucial documents needed for Mo Ghara Yojana Odisha:
- passport size photograph
- Aadhar card
- Voter ID Card
- Address proof
- identity proof
- residence certificate
- bonafide certificate
- BPL certificate
- ews certificate
Application Process for Mo Ghara Yojana Odisha 2024
The steps listed below must be followed by applicants to apply for Mo Ghara Yojana Odisha.
- First, go to the respectable internet site of mo Ghara Yojana Odisha.
- The screen will show the primary page of the website.
- Pick the option to sign in.
- The display screen will switch to a new page.
- Upon clicking the link, a shape for software submission will appear on the display screen.
- Enter now all of the wished facts, together with your call, electronic mail address, and cell range, and cope with it.
- Eventually, add all required documents.
- Input your login credentials after a successful signup.
- Fill out the software shape together with your information.
- Lastly, to finish the software technique, click the put up button.
The process to log in under Mo Ghara Yojana
- The homepage of the website will then appear in front of you when you have visited the Mo Ghara Yojana official website.
- You must select the applicant’s selection from the login section on the website homepage in order for the login page to appear in front of you on the following page.
- Entering your Aadhar number or cellphone number is required here. Once entered, you must select the login option.
- You can successfully log in under the Odisha Mo Ghar Yojana 2024 by following this procedure.
Contact Details
Greetings, folks. We hope this post has given you all the information you need to know about the Odisha Mo Ghara Yojana 2024. You can leave a remark or call the toll-free number if you want further information about this scam. This will help you identify the problem and its solution.
- Toll-free number- 0674-6817777/155335
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FAQ’s
Q: What is Mo Ghar Yojana?
Ans: The Odisha state government created the Mo Chara Yojana housing initiative. This program is ideal for anyone looking to purchase a new house or renovate an existing one.
Q: What advantages does this plan offer?
Ans: A beneficiary of this scheme will be eligible for a loan of up to Rs 3 lakh. Additionally, they have up to ten years to return it. They are also able to apply for a loan with no down payment.
Q: To whom is this scheme open?
Ans: The applicant must live permanently in Odisha. The aspirant ought to reside in a kutcha house rather than a pucca house in Odisha. Candidates have to be classified as EWS. The candidate’s household should make less than Rs. 25,000 a month.
Q: Can I view the beneficiary list on the Internet?
Ans: Yes, it is simple to access the beneficiary list online by logging into the government-provided web page. Once you enter your user ID, your name will appear in the list.
@MAN