Swarnajayanti Gram Swarozgar Yojana

Swarnajayanti Gram Swarozgar Yojana 2024: Objective, Eligibility, Application Form All Details

Swarnajayanti Gram Swarozgar Yojana: There are still a large number of people living in poverty in our nation. The government works tirelessly to raise the standard of living for all of these residents. For which several types of programs are implemented. One such program is run by the Indian government. Swarna Jayanti Gram Self-Employment Scheme is the name of this program. This project aims to improve rural households that are not currently eligible for help. You may learn everything there is to know about the Swarna Jayanti Gram Swarozgar Yojana from this page. You may obtain information about this scheme’s goal, characteristics, advantages, eligibility, crucial paperwork, application procedure, and other details by reading this article.

Swarnajayanti Gram Swarozgar Yojana

Also Read: Atal Pension Yojana Scheme


Swarna Jayanti Gram Swarozgar Yojana 2024

Swarnajayanti Gram Swarozgar Yojana: Government of India runs the Swarn Jayanti Gram Swarozgar Yojana. Bank loans and government grants are given out under this program to help rural people get beyond the poverty line. Increasing the recipients’ income is the primary objective of the Swarna Jayanti Gram Swarozgar Yojana. To this end, the impoverished in rural areas will be grouped into self-help organizations that will be equipped with social mobility, training, capacity building, and organizational asset development programs. Under this initiative, there will be loans available for self-employment; the loan amount will include the award amount. Of this, the Indian government will supply 75% and the state governments will cover 25% of the costs. By use of this program, rural families

Details Of Swarna Jayanti Gram Swarozgar Yojana

Name of the SchemeSwarn Jayanti Gram Self-Employment Scheme
who startedIndian government
Beneficiarycitizens of rural areas
ObjectiveTo bring the citizens living below the poverty line above the poverty line.
official websiteclick here

The objective of Swarnjayanti Gram Self-Employment Yojana

Swarnajayanti Gram Swarozgar Yojana: Ensuring a suitable rise in income within a certain time frame is the main objective of this strategy. to elevate the families living in poverty over the federal poverty line. This plan will show to be successful in raising the nation’s residents’ incomes. Under the Swarna Jayanti Gram Swarozgar Yojana, the government would reimburse loans taken out for independent contractor work. In addition, this initiative would give the recipients access to training. The nation’s inhabitants will become strong and independent thanks to this plan. In addition, this program will make the lives of the nation’s residents better.

Benefits and features of Swarnjayanti Gram Swarozgar Yojana

  • To assist the rural poor in forming self-help organizations, the Swarna Jayanti Gram Self-Employment Scheme would bring people together.
  • The recipients will get loans and loan subsidies under this program.
  • The recipients of this program will also have their skills developed.
  • The Government of India runs the Swarna Jayanti Gram Swarozgar Yojana.
  • With the help of government subsidies and bank loans, this program will try to lift the helped rural households out of poverty by giving them assets that may generate income.
  • Establishing a large number of small businesses in rural regions based on the abilities of the beneficiaries and the potential for growth in each location is the primary objective of the Swarna Jayanti Gram Swarozgar Yojana.
  • To achieve this, self-help organizations led by the rural poor in rural areas will be established, and policies about social mobility, training, capacity building, and the growth of organizational assets will be implemented.
  • This program will provide loans for self-employment; the loan amount will include the award amount.
  • Of which the State Government will cover 25% of the costs and the Government of India will supply 75%.
  • This initiative will encourage families in rural areas to work for themselves to increase their income.
Swarnajayanti Gram Swarozgar Yojana

Social Organization of the Poor

  • A self-help group may include ten to twenty members from families that fall below the federal poverty level under this program.
  • It is not appropriate for someone to belong to many groups.
  • A group of individuals may consist of five to twenty people in places with a dispersed population, minor irrigation projects, hills, deserts, and crippled people.
  • Up to 20%, and in exceptional cases up to 30%, of people who are not below the poverty line may join a group.
  • Moreover, all self-help organizations will strive to have a female membership.
  • This strategy calls for the creation of 50% of the support groups in each block especially for women.

Also Read: Rail Kaushal Vikas Yojana

Role of NGOs and banks under Swarna Jayanti Gram Swarozgar Yojana

  • By this approach, NGOs will assist in both the formation of the groups and their capacity growth.
  • All NGOs, community-based organizations, SHPI motivators, etc. will receive ₹10000 per group, payable in four installments, for the creation and growth of support groups.

Types of financial assistance under Swarna Jayanti Gram Swarozgar Yojana

  • Revolving Fund: The maximum amount of the revolving fund is ₹25,000, which also includes the ₹10,000 government grant.
  • Training: A total of ₹ 5,000 will be used for training in skill development.
  • Infrastructure: A range of fairs will be arranged to facilitate the distribution of the goods produced by independent contractors.
  • Loan Subsidy: The plan includes a provision for a flat loan subsidy of 30% of the project cost, up to a maximum of ₹ 7,500. Members of Scheduled Castes, Scheduled Tribes, and disabled persons would receive a 50% subsidy, up to a maximum of ₹ 10,000. In addition, the Self-Help Group will get a maximum 50% subsidy of the project costs.

Swarna Jayanti Gram Swarozgar Yojana Financial Assistance

  • Assistance under this system will come from the government in the form of bank loans under SGSY and subsidies for self-employed individuals and groups.
  • Funding will be provided by loans under the Swarna Jayanti Gram Swarozgar Yojana.
  • For self-employed individuals, the program offers a 30% project cost subsidy, with a maximum of ₹ 7,500.
  • The maximum amount of the subsidy for SC/ST and disabled people is ₹10000, or 50% of the project cost.
  • A 50% cost subsidy plan, with a per capita subsidy of ₹10000 or ₹1.25 lakh, whichever is smaller, is available to a group of self-employed individuals.

Swarnjayanti Gram Self-Employment Yojana Training

  • Additionally, skill development training will be provided through this program.
  • The needs of the primary functional areas will guide the selection of the training’s structure, length, and content.
  • The District Council will use SGSY money to cover the costs spent by the training institutes for both basic orientation and skill development training.
  • The skill development and training of independent contractors receive a minimum of ten per cent of the money.
  • The cost of training will be ₹5000 for each trainee.
Swarnajayanti Gram Swarozgar Yojana

The application process for Swarn Jayanti Gram Swarozgar Yojana 2024

The nation’s poor citizens who want to register for the Swarnjayanti Gram Swarozgar Yojana 2024 must correctly complete the following steps.

  • It is necessary to first visit the official website of the Swarnjayanti Gram Swarozgar Yojana.
  • It will now open to the home page in front of you.
  • The “Apply” option must be clicked on the main page.
  • A new page will then appear on your screen.
  • You must input all of the necessary data that is asked for on this page.
  • All necessary documents must now be uploaded.
  • You’ll need to select the “Submit” option after that.
  • You can then apply for the Swarna Jayanti Self-Employment Scheme.


To put it briefly, one of the first and most significant programs introduced under the Integrated Rural Development Program in the early 2000s was the Swarnjayanti Gram Swarozgar Yojana Scheme. The scheme’s main objectives are to help the economically and socially marginalized segments of society overcome poverty by providing them with steady, sustainable income in addition to work.

Also Read: ICAI New Scheme


Q: What are the important points of Swarnajayanti Gram Swarozgar Yojana?

Ans: By giving the aided impoverished families assets that can generate income, SGSY hopes to lift them out of poverty. This plan is a combination of credit and subsidy programs. The maximum amount of the universal SGSY subsidy is Rs. 7,500, and it is fixed at 30% of the project cost.

Q: What are the advantages of Swarna Jayanti Shahari Rozgar Yojana?

Ans: By using their labour to build socially and economically beneficial public assets, this initiative aims to give beneficiaries living below the poverty line within the authority of urban local bodies pay employment.

Q: Which year did India adopt the SGSY?

Ans: April 1999 in the nation’s rural regions. The SGSY is a comprehensive program that addresses every facet of self-employment, including credit, training, technology, infrastructure, marketing, and the formation of Self Help Groups among the impoverished.

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