Atal Pension Yojana Chart 2024- Atal Pension Yojana Chart PDF

Atal Pension Yojana Chart: In this post, we discuss the Atal Pension Yojana Calculator and the methodology used to calculate the pension amount. During his rally in Kolkata, Prime Minister Narendra Modi introduced the Atal Pension Yojana. One of the most alluring programs for those without an EPF from a public or commercial institution is the Atal Pension Yojana. We will now present the mathematics used to create the Atal Pension Yojana.

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Contents

Atal Pension Yojana Premium Chart and Calculator

The projected monthly contribution required to get the Rs. 1000 Atal Pension each month is provided by the calculator below. In essence, you will pay less each month if you start early and more each month if you start late.

*Age of customer*	*Year to invest*	*Monthly payment*	*pension amount*	*Return to Nominee*
18	42	42	1000	1.7 Lakh
19	41	45.9	1000	1.7 Lakh
20	40	50	1000	1.7 Lakh
21	39	54.7	1000	1.7 Lakh
22	38	59	1000	1.7 Lakh
23	37	64.6	1000	1.7 Lakh
24	36	70	1000	1.7 Lakh
25	35	76	1000	1.7 Lakh
26	34	82.5	1000	1.7 Lakh
27	33	89.7	1000	1.7 Lakh
28	32	97.6	1000	1.7 Lakh
29	31	107.2	1000	1.7 Lakh
30	30	116	1000	1.7 Lakh
31	29	127	1000	1.7 Lakh
32	28	139	1000	1.7 Lakh
33	27	152	1000	1.7 Lakh
34	26	166	1000	1.7 Lakh
35	25	181	1000	1.7 Lakh
36	24	198	1000	1.7 Lakh
37	23	218	1000	1.7 Lakh
38	22	240	1000	1.7 Lakh
39	21	265	1000	1.7 Lakh
40	20	291	1000	1.7 Lakh

Atal Pension Yojana Calculator to get monthly pension of Rs 2000

*Age of customer*	*year to invest*	*Monthly payment*	*Pension amount*	*Return to Nominee*
18	42	84	2000	3.4 Lakh
19	41	91.8	2000	3.4 Lakh
20	40	100	2000	3.4 Lakh
21	39	109.4	2000	3.4 Lakh
22	38	118	2000	3.4 Lakh
23	37	129.2	2000	3.4 Lakh
24	36	140	2000	3.4 Lakh
25	35	152	2000	3.4 Lakh
26	34	165	2000	3.4 Lakh
27	33	179.4	2000	3.4 Lakh
28	32	195.2	2000	3.4 Lakh
29	31	214.4	2000	3.4 Lakh
30	30	232	2000	3.4 Lakh
31	29	254	2000	3.4 Lakh
32	28	278	2000	3.4 Lakh
33	27	304	2000	3.4 Lakh
34	26	332	2000	3.4 Lakh
35	25	362	2000	3.4 Lakh
36	24	396	2000	3.4 Lakh
37	23	436	2000	3.4 Lakh
38	22	480	2000	3.4 Lakh
39	21	530	2000	3.4 Lakh
40	20	582	2000	3.4 Lakh

To get pension of Rs 3000, investment in Atal Pension Yojana is necessary.

*Age of customer*	*year to invest*	*Monthly payment*	*Pension amount*	*Return to Nominee*
18	42	126	3000	5.1 Lakh
19	41	137.7	3000	5.1 Lakh
20	40	150	3000	5.1 Lakh
21	39	164.1	3000	5.1 Lakh
22	38	177	3000	5.1 Lakh
23	37	193.8	3000	5.1 Lakh
24	36	210	3000	5.1 Lakh
25	35	228	3000	5.1 Lakh
26	34	247.5	3000	5.1 Lakh
27	33	269.1	3000	5.1 Lakh
28	32	292.8	3000	5.1 Lakh
29	31	321.6	3000	5.1 Lakh
30	30	348	3000	5.1 Lakh
31	29	381	3000	5.1 Lakh
32	28	417	3000	5.1 Lakh
33	27	456	3000	5.1 Lakh
34	26	498	3000	5.1 Lakh
35	25	543	3000	5.1 Lakh
36	24	594	3000	5.1 Lakh
37	23	654	3000	5.1 Lakh
38	22	720	3000	5.1 Lakh
39	21	795	3000	5.1 Lakh
40	20	873	3000	5.1 Lakh

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To get pension of Rs 4000, investment in Atal Pension Yojana is necessary.

*Age of customer*	*year to invest*	*Monthly payment*	*Pension amount*	*Return to Nominee*
18	42	168	4000	6.8 Lakh
19	41	183.6	4000	6.8 Lakh
20	40	200	4000	6.8 Lakh
21	39	218.8	4000	6.8 Lakh
22	38	236	4000	6.8 Lakh
23	37	258.4	4000	6.8 Lakh
24	36	280	4000	6.8 Lakh
25	35	304	4000	6.8 Lakh
26	34	330	4000	6.8 Lakh
27	33	358.8	4000	6.8 Lakh
28	32	390.4	4000	6.8 Lakh
29	31	428.8	4000	6.8 Lakh
30	30	464	4000	6.8 Lakh
31	29	508	4000	6.8 Lakh
32	28	556	4000	6.8 Lakh
33	27	608	4000	6.8 Lakh
34	26	664	4000	6.8 Lakh
35	25	724	4000	6.8 Lakh
36	24	792	4000	6.8 Lakh
37	23	872	4000	6.8 Lakh
38	22	960	4000	6.8 Lakh
39	21	1060	4000	6.8 Lakh
40	20	1164	4000	6.8 Lakh

To get pension of Rs 5000, investment in Atal Pension Yojana is necessary.

*Age of customer*	*year to invest*	*Monthly payment*	*Pension amount*	*Return to Nominee*
18	42	210	5000	8.5 Lakh
19	41	229.5	5000	8.5 Lakh
20	40	250	5000	8.5 Lakh
21	39	273.5	5000	8.5 Lakh
22	38	295	5000	8.5 Lakh
23	37	323	5000	8.5 Lakh
24	36	350	5000	8.5 Lakh
25	35	380	5000	8.5 Lakh
26	34	412.5	5000	8.5 Lakh
27	33	448.5	5000	8.5 Lakh
28	32	488	5000	8.5 Lakh
29	31	536	5000	8.5 Lakh
30	30	580	5000	8.5 Lakh
31	29	635	5000	8.5 Lakh
32	28	695	5000	8.5 Lakh
33	27	760	5000	8.5 Lakh
34	26	830	5000	8.5 Lakh
35	25	905	5000	8.5 Lakh
36	24	990	5000	8.5 Lakh
37	23	1090	5000	8.5 Lakh
38	22	1200	5000	8.5 Lakh
39	21	1325	5000	8.5 Lakh
40	20	1455	5000	8.5 Lakh

Details like the age of admission, years of contributions, amount of monthly contributions, and amount of pension to be paid are typically included in the Atal Pension Yojana Chart. People can use this chart to determine how much they will need to invest each month in order to earn a set pension amount when they turn 60.

Atal Pension Yojana Chart – Benefits of Atal Pension Yojana Chart 2024:

Clarity: According to the specific arrangement, this chart gives comprehensive details on each monthly payment and pension received.
Decision Aid: Using the chart, applicants can decide how to proceed with the scheme by calculating their pension and contribution amounts.
Planning Operations: Applicants can more effectively arrange their financial planning with the use of charts.
Self-Estimation: Applicant self-estimates future pension benefits and their own contributions using the chart.
Officialness: Since the government is the source of this chart, its legitimacy and veracity are guaranteed.

Atal Pension Yojana Chart – Disadvantages of Atal Pension Yojana Chart 2023:

Exception: Not all age groups and pension options shown in the chart consider the applicant’s financial status.
Lack of flexibility: The chart remains unchanging and does not take into account periodic shifts in the actual financial situation.
Uncertainty: The actual pension amount may fluctuate since the table only shows an estimated amount.
Ambiguity: The chart may be difficult for some people to grasp, which raises the possibility that they will make inaccurate forecasts.
Possibility of Shortfall: Other significant plan features are disregarded, and applicants are only guided by the contribution and pension amounts shown on the chart.

The title of this chart is “Atal Pension Yojana Premium Chart.”

The “Atal Pension Yojana Premium Chart” assists you in streamlining and professionalizing your pension planning.You can clearly see your annual premium, pension amount, and contribution with the aid of the Atal Pension Yojana chart.

You may quickly ascertain how much recurring income you will have during your breakeven phase by using this chart. The ‘Atal Pension Yojana chart’ guarantees that your future security and income are appropriately planned for. You can be confident that your financial planning is on track by using this chart.

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Atal pension yojana chart download

You may get comprehensive information on all of the pension alternatives offered by this scheme on the Atal Pension Yojana chart. The age distribution of applicants, the minimum and maximum contributions, the pension amount, etc., are all broken down in this graphic.

By downloading the Atal Pension Yojana chart, you may calculate your expected annual contribution and the total amount of pension you will get over the course of your lifetime. This will assist you in creating your financial strategy and offer a trustworthy roadmap for long-term security.

Atal pension yojana chart pdf download

It especially makes this method much more straightforward and convenient. Candidates can conveniently preserve the information on this chart by downloading it in PDF format. The candidates’ age, the minimum and maximum amount of contributions, the pension amount, and other details are all included in the Atal Pension Yojana Chart PDF.

You may browse this PDF anywhere, at any time, without needing to be online, once you’ve downloaded it. Downloading the Atal Pension Yojana Chart PDF can help you strengthen and prioritize your future planning.

Atal pension yojana emi chart

The “Atal Pension Yojana EMI Chart” aids in future planning. This “Atal Pension Yojana chart” includes comprehensive data, including the annual contribution, pension amount, and various contributions for the scheme’s age categories.

You may determine how much you will have to contribute at what age you start and how much pension you will receive at break point with the use of the Atal Pension Yojana chart. The “Atal Pension Yojana Chart” contributes significantly to the simplicity and clarity of your financial planning in this way.

What is the process of payment through UPI under Atal Pension Yojana, National Pension Scheme?

Account holders must follow these steps in order to make a contribution using UPI as part of this scheme:

Go to the National Pension Scheme’s official website: This is the first stage in which you must visit the National Pension Scheme website.
Enter your PAN number: You must enter your PAN number after seeing the page.
Get and enter OTP: Following this, you will receive an OTP on your registered email address and mobile number, which you must enter on the website.
Select NPS Tier 1 or Tier 2: The next step is to select between the NPS Tier 1 and Tier 2 options.
Choose Virtual Account Number: The Virtual Account Number must be chosen next.
Get Acknowledgment Number: After that, a notification number and your bank application will be provided to you.
Choose the UPI Payment Option: Next, you must choose the

As a result, you can contribute to the National Pension Plan using UPI.

Detailed information about Atal Pension Scheme 2024

Name of the scheme	Atal Pension Yojana
launched	year 2015
started by	By central government
Beneficiary	People from unorganized areas of the country
Objective	Grant pension

Tax related benefits available under Atal Pension Yojana

The “Atal Pension Yojana Chart” provides additional information about the Atal Pension Yojana, a pension plan specifically intended for employees in the unorganized sector. Depending on the amount invested, its primary goal is to ensure a pension of between ₹1000 and ₹5000 per month when the participant reaches 60. According to a tweet from the Pension Fund Regulatory and Development Authority, the program will now also offer tax benefits.

This tweet indicates that all income taxpayers between the ages of 18 and 40 will benefit from the Atal Pension Yojana and will be eligible to get tax benefits for their contributions under the Income Tax Act’s Section 80CCD (1b). In order to receive the benefits of the “Atal Pension Yojana,” you must

The withdrawal system of Atal Pension Yojana is available in three main forms –

Upon reaching 60 years of age: Under the Atal Pension Yojana, a subscriber may withdraw his money upon reaching 60 years of age. From that moment on, the subscriber gets a fixed pension that lasts for the duration of their life.

In case of death of citizens: The pension amount belongs to the member’s spouse in the event of their death. The nominee receives the pension corpus back if both the husband and wife pass away.

Withdrawal before age 60: Investments made through the Atal Pension Yojana are often not withdrawable prior to the age of 60. Nonetheless, the government permits investors to withdraw it sooner under specific unique conditions. For instance, withdrawals of funds are permitted in cases when the investor passes away or becomes seriously ill.

Fee in case of default under Atal Pension Yojana

For contribution of ₹100 per month	₹1
For contribution of ₹101 to ₹500 per month	₹2
For contribution of ₹501 to ₹1000 per month	₹5
For contributions of ₹1001 and above	₹10

Accumulated money in Atal Pension Yojana

The Atal Pension Yojana chart makes it clear that, even if a person chooses to contribute just Rs 7 per day to the scheme, their monthly contribution will still come to Rs 210. When someone achieves seniority age, they are eligible for an annual pension of Rs 60,000 if they have saved this much in advance. This investment must be made beginning at the age of eighteen.

The fact that the investments made in this scheme are tax-exempt under Section 80 of the Income Tax Act provides investors with additional income tax savings, which is another noteworthy aspect of the plan.

The Pension Fund Regulatory and Development Authority is in charge of managing the National Pension Scheme. Anyone who wants to take advantage of this arrangement must apply for it. Therefore, it is evident from the “Atal Pension Yojana Chart” that the Atal Pension Yojana is a very advantageous choice for those wishing to save money gradually for a stable future.

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Information alert to citizens

Customers of Atal Pension Yojana receive precise and comprehensive account information via the Atal Pension Yojana Chart. They occasionally receive SMS messages with information about their account balance, amount deposited, and other pertinent details. As a result, they receive regular account updates, which improves their ability to manage their investments.

Through SMS, beneficiaries can also change non-financial information like nominee information, address, phone number, etc. Through the use of this function, they can quickly and easily update their information.

All program participants can also use their mobile phones to send and receive information via SMS regarding their subscription, account auto debit status, and account balance. They are assisted in maintaining their account through the “Atal Pension Yojana Chart.”

Enrollment and payment process under Atal Pension Yojana

All eligible citizens can enroll in the Atal Pension Yojana by enabling automatic withdrawals from their bank accounts.
The account user must deposit the needed amount into his savings account by the due date in order to avoid a late payment penalty.
The first contributor’s payment determines the monthly contribution amount.
The account will be canceled and any applicable government contribution will be forfeited if payment is not received on time.
The government contribution will be refunded together with penal interest if the account user provided false information.
To take use of the scheme’s benefits, you must have an Aadhar card.
The pension amount is at the discretion of the beneficiary and might range from Rs 1000 to Rs 5000. They must deposit their donations in order to do this.

Atal Pension Yojana registration agency

In order to facilitate the conduct of the required operations by mutual fund agents, microinsurance agents, and non-banking aggregators, banks can function as POPs (Points of Presence) or aggregator BCs (Business Correspondents). Can’t.
The bank is entitled to take part in incentives awarded by the government or the Pension Fund Regulatory and Development Authority (PFRDA).
The Pension Fund Regulatory and Development Authority (PFRDA) is in charge of overseeing and managing this program.
Subscribers to the Atal Pension Yojana are enrolled using the National Pension System (NPS) framework.
PFRDA prepares the offering paperwork for the Atal Pension Yojana, which comprise the account opening form. This organization guarantees that the procedure is being carried out correctly in this way.

Flow of financial support of Atal Pension Yojana

Pension beneficiaries are guaranteed a perpetual pension under the Atal Pension Yojana. This implies that pension participants will get a certain portion of their pension under this arrangement.
50% of the entire payment, or ₹1000 annually, is paid by the government, whichever is less. Accordingly, the government will provide 50% of the annual contribution or ₹1000, whichever is less, if a person deposits 50% of the total amount.
Contribution collection organizations that run marketing and promotional campaigns to entice people to sign up for the Atal Pension Yojana are reimbursed by the government. In other words, if an organization has persuaded individuals to participate in the program, the government will acknowledge their efforts and offer them financial support as a reward.

Some important guidelines of Atal Pension Yojana

The Central Government would give each beneficiary of the Atal Pension Yojana ₹1000, or half of the pension sum, whichever is less.
All people who applied for the program between June 1, 2015, and March 31, 2016, who do not pay income taxes and are not recipients of any other social security program, are eligible for this assistance.
Section 7 of the Aadhaar Act now includes the Atal Pension Yojana. This means that in order to receive the advantages of the scheme, the applicant must supply his Aadhaar number.
A savings bank account is a requirement for the applicant to be eligible for the scheme’s benefits.
The applicant must provide all relevant information about their nomination while submitting their application.
Just locals

Atal Pension Yojana: Key Information

The Central Government launched the Atal Pension Yojana in May 2015.
Giving you a monthly fixed pension upon retirement is the aim of this arrangement.
The workers in the unorganized sector have been taken into consideration when creating this plan.
You will need to invest for 20 years in order to get its benefits.
This investment must be made by someone between the ages of 18 and 40.
You will begin to get your pension amount once you turn sixty.
You can receive pensions of ₹1000, ₹2000, ₹3000, and ₹5000 under this system.
Your beginning age at investment and the premium you select will determine how much of a pension you receive.
Once they turn 20, they will be required to pay a monthly premium of ₹ 100.

Atal Pension Yojana 2024: Key benefits

The Atal Pension Yojana 2023 benefits are only available to Indian nationals.
Under this policy, the Central Government offers a pension of between Rs 1000 and Rs 5000 per month to individuals who turn 60.
The pension amount under the Atal Pension Yojana is determined by the individual’s age and investment history.
As with PF accounts, the government matches a portion of the employee’s investment into this pension plan.
In order to receive a pension of Rs 1000 per month at the age of 18, you must deposit a premium of Rs 210 every month for 42 years.
However, beyond 40, people will have to pay a premium that ranges from Rs 297 to Rs

Situation of not contributing to Atal Pension Yojana

The following actions are done in the event that an Atal Pension Yojana contribution is not made for whatever reason:

If the investor hasn’t made any contributions after six months, their account is “frozen,” or temporarily suspended.
The account is cancelled after a 12-month period if the contribution deficit continues.
Additionally, the account is permanently canceled after 24 months without a contribution.
Investors are subject to a penalty if they fail to make contributions on schedule. The penalty may vary between ₹1 and ₹10, contingent upon the contribution amount.

Who is ineligible for government support under APY?

The ‘Atal Pension Yojana Chart’ states that only those who are not currently enrolled in any other social security program are eligible to receive the government contribution benefit under the Atal Pension Yojana (APY). That is, the government co-contribution under APY is not available to those who are already receiving help under any other social security program.

As a result, in order to receive benefits from APY, people who are currently enrolled in or receiving benefits from another social security program must resign from that program. It is crucial that you abide by the Atal Pension Yojana chart’s contents.

Act of 1952 Concerning Employees’ Provident Fund and Other Provisions
Act of 1948 Concerning Coal Mines Provident Fund and Other Provisions
The 1966 Simmons Provident Fund Act
Assam Tea Plantation Act of 1955: Provisions Regarding Provident Fund and Other Items
Kashmir and Jammu Act of 1961 Concerning Employees’ Provident Fund and Other Provisions
Any alternative law-based social security program
Table of APY Contributions

Important documents of Atal Pension Yojana 2024

The candidate must be an Indian citizen because this initiative is exclusively for Indian nationals.
The candidate’s age range should be 18 to 40 years old, meaning that at the time of application, the candidate’s minimum age should be 18 and their maximum age should be 40.
An active bank account that is connected to an Aadhar card is a requirement for applying under this scheme.
The candidate must provide their Aadhar card, a crucial form of identification.
Enrollment in the plan requires a mobile number because it serves as the applicant’s primary means of receiving updates and information.
It is necessary to provide proof of identity, such as a driver’s license or voter ID card.

FAQs

Q: For how many years does one have to deposit money in Atal Pension Yojana?

Ans: The applicant for the Atal Pension Yojana must make regular deposits of funds until they turn sixty years old. A person must make deposits for 42 years if they began using this system when they were 18 years old.

Q: When will you get the benefits of Atal Pension Yojana?

Ans: When a program participant reaches the age of sixty, they are eligible to begin receiving benefits from the Atal Pension Yojana. That is, the member begins receiving a monthly pension at the age of 60.

Q: How much amount is given in Atal Pension Yojana?

Ans: The applicant’s monthly contribution and pension age determine the pension amount under the Atal Pension Yojana. The minimum and maximum monthly pensions under this system are Rs 1,000 and Rs 5,000, respectively. The applicant must deposit the sum determined by his evaluation.

Q: How much money is deducted in Atal Pension Yojana

Ans: The individual’s chosen pension amount, age, and pension receipt age determine how much money should be invested in the Atal Pension Yojana. For each category, a separate investment amount applies. In addition, a management charge that goes toward running the program is also subtracted.