Kisan Credit Card Yojana

Kisan Credit Card Yojana 2024: Features, Benefits, All Documents & New Update

Kisan Credit Card Yojana: With the farmers in mind, the government has recently determined that in the fiscal years 2022–2023 and 2023–2024, they will receive financial exemptions under the Interest Subvention Scheme under the Kisan Credit Card. On Wednesday, the Central Reserve Bank provided this new information. In 2023, will loans to farmers be forgiven? Also, farmers who grow fruits, sugarcane, and other traditional crops would profit from Kisan Karj Mafi Yojana 2024.

Kisan Credit Card Yojana

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PM Kisan Credit Card Yojana 2024

The Kisan Credit Card Scheme can be a great choice for you if you’re an Indian farmer who wants government help paying for your farming-related bills. Under this programme, the government offers credit card facilities to the nation’s farmers, which they can use for a range of farming-related costs.

Farmers who participate in the Kisan Credit Card Scheme are eligible to get credit up to Rs 3 lakh, which they can utilise to cover input costs associated with farming. The government offers this credit under this plan at a very low-interest rate, which lessens the farmers’ financial burden.

Information about Kisan Credit Card Yojana

Name of the SchemeKisan Credit Card Schemev
started byby central government
BeneficiaryFarmer brothers of the country
ObjectivevvProviding low-interest tax loans
Application ProcessApplication ProcessProviding low-interest tax loansv
Official Website

Banks covered under this Yojana

  • HDFC bank
  • Bank of India
  • Axis Bank
  • Punjab National Bank
  • State Bank of India
  • ICICI Bank
  • Bank of Baroda etc.

A new interest rate of Kisan Credit Card Yojana

In 1998, the Kisan credit card scheme was launched. the authorities hooked up a new interest fee on the Kisan credit scorecard because of the coronavirus infection. more than 25 lakh recipients from the Uttar Pradesh district of Chitrakoot have acquired Kisan credit cards as part of a special campaign led by top minister Narendra Modi. for which almost two thousand bank branches were allotted obligations. the Kisan credit score card Yojana would require every year credit score card hobby payments of seven%. Through the Kisan credit card, agricultural coverage for the crop and location is likewise offered, and interest on the closing stability from KCC is obtainable on the savings financial institution fee.

Kisan Credit Card Yojana

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  • The client will receive a 2% subsidy and a 3% interest rate refund if he pays off his loan within a year. This translates to a five percent overall discount for farmers. Thus, it follows that
  • The farmer will only pay 2% interest up to ₹ 300,000 if he returns the loan within a year. You must apply online by going to the official website if you wish to apply for the Kisan Credit Card Scheme as well.

Features of Kisan Credit Card Yojana

  • A Kisan Credit Card Scheme benefit is also extended to PM Kisan Samman Nidhi Yojana recipients.
  • They will need to turn in the form to the bank in order to receive this advantage.
  • Additionally, the government is producing Kisan credit cards as part of the Self-reliant India program.
  • Farmers are able to readily obtain low-interest loans using these credit card options.
  • Restarting a Kisan Credit Card is a simple process for any farmer who has created one but has been closed for an unknown cause.
  • Kisan Credit Card validity is for five years.
  • You can reactivate the closed card and raise your card’s limit using the KCC form that is accessible on the PM Kisan Samman Nidhi Yojana website.

Benefits of the Yojana

  • This program is open to all of the nation’s farmers.
  • All farmers affiliated with Prime Minister Kisan Samman Nidhi Yojana will receive benefits via the Credit Card Scheme Kisan 2024.
  • Through the use of this credit card, the Central Government will lend Rs. 1 lakh 60 thousand to the nation’s farmers.
  • Farmers will be able to improve their farming practices by receiving loans under this initiative.
  • The nation’s 14 crore farmers will be able to benefit from this initiative.
  • to lessen the farmers’ burden of interest.
  • All banks accept loans for Kisan Credit Card.

These fish farmers can take

  • Inland Fisheries and Aquaculture Fishermen
  • Fish Farmers (Individual and Group/Partners/Crop/Tenant Farmers)
  • Self-help group
  • joint liability group
  • women’s group

Planning Documents

  • The farmer must have cultivable land.
  • All those farmers who are involved in agricultural production in their own fields do agricultural work in someone else’s fields or are involved in any kind of crop production can apply for a Kisan Credit Card.
  • applicant’s Aadhar card
  • The farmer must be an Indian resident
  • copy of land
  • PAN card
  • mobile number
  • passport size photo

How to apply offline for a Kisan Credit Card Yojana?

Farmers in the nation who wish to apply for a credit card under this scheme must visit the bank office that is closest to them and bring all necessary paperwork. You must obtain the Kisan Credit Card Yojana application form from the bank officer when you visit the bank. You must complete the application form by providing all the requested information. Once all the information has been entered, you must send the application to the bank official along with all of your supporting documentation. Within a few days of your application being verified, you will receive your Kisan Credit Card.

How to apply for a Kisan Credit Card online?

A loan for the harvest worth Rs 3 lakh is provided through Kisan Credit Card Yojana 2024. On this loan, farmers must pay back 7% interest. Applicants for credit cards must be farmers in the nation who wish to benefit from this program. We’ll outline the application process for a credit card under this program for you today.

  • You must first visit PM Kisan Samman Nidhi Yojana’s official website. You will be presented with the main page after accessing the official website.
  • You have the opportunity to download the KCC Form from this home page. It is necessary that you select this option. You can download the application from this page after selecting the option, which will open the KCC Application Form PDF.
  • You must complete the application form after downloading it and entering all the requested information. You must submit the application form with all required documents attached after you have filled out all the fields.
  • Following this, you must visit the bank to turn in your application.

The application will be authorized and sent to the bank account branch login page where the Kisan Samman Nidhi Yojana amount will be received after the farmer’s data has been confirmed. Within 15 days of their applications being accepted, all farmers who are granted a Kisan Credit Card will receive one. To maintain transparency in this system, the District Magistrate, Leading District Manager, and Deputy Agriculture Director will be responsible for supervising the application software.

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The process to apply through the bank under the Kisan Credit Card Yojana

  • To begin with, you need to go to the financial institution’s reliable website.
  • The primary screen will now appear in front of you.
  • You have to pick out the kisan credit card shape choice on the principle page.
  • You may subsequently want to pick the “observe now” choice.
  • The utility form will now seem earlier than you.
  • The phone number, email address, and cellphone number are among the required fields on the application form that need to be filled out.
  • You may subsequently want to add all the necessary office work.
  • You should now pick the “post” choice.
  • You may allow for the Kisan credit scorecard scheme in this manner.

The process of increasing the limit of Kisan Credit Card or reactivating a closed card.

You must adhere to the following steps in order to reactivate your Kisan Credit Card or raise its limit.

  • Initially, you need to visit PM Kisan’s official website.
  • The main screen will now appear in front of you.
  • You’ll need to proceed to Farmer’s Corner after this.
  • Following your visit to Farmer Corner, you must click the KCC Form.
  • It is necessary to download this form immediately.
  • It is necessary that you print the form after downloading it.
  • Following that, you must fill out the form and deliver it, along with all necessary paperwork, to the closest bank.

Kisan Credit Card Contact Information

Through this article, we have provided you with all the important information related to the Kisan Credit Card Scheme. If you are still facing any kind of problem then you can solve your problem by contacting the helpline number. The helpline number is 011-24300606.


Q: When was the Kisan Credit Card Scheme started?

Ans: The Kisan Credit Card (KCC) system was introduced in 1998 to give banks a standardised procedure for providing Kisan Credit Cards to farmers based on their holdings.

Q: What is the Kisan Credit Card facility?

Ans: The farmer can borrow the money with an average interest rate of 4% thanks to the unique credit card offered by the KCC plan.

Q: Which bank is best for KCC?

Ans: Punjab National Bank: Farmers can anticipate fast application processing and a simple application process for the PNB Kisan Credit Card. HDFC Bank: Among India’s top private banks is HDFC Bank.

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