Pradhan Mantri Fasal Bima Yojana 2024:- The government offers the Crop Insurance Scheme. It shields farmers from losing their crops. This program aims to compensate farmers for crop damage. Farmers pay a premium to receive insurance against crop loss under the Fasal Bima Yojana 2024. Moreover, insurance firms reimburse farmers under the Fasal Bima Yojana 2024 if a natural disaster damages their crops.
Farmers do not have to incur losses as a result of this PM Fasal Bima Yojana 2024, which protects their crops against weather-related damage, natural disasters, and changes in agricultural market prices. The government has decided to start distributing 75% crop insurance under a certain program. Under the Kharif Fasal Beema Yojana 2023–2024, 16 districts will be included, and farmers will receive 75% of the crop insurance payout transferred into their accounts. The government has also made the Fasal Bima Yojana List 2024 available for this purpose.
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What is Fasal Bima Yojana 2024?
The Pradhan Mantri Fasal Bima Yojana commenced on May 13, 2016. This involved considering each farmer’s financial situation while determining the premium amount. The fixed premium amounts for Rabi and Kharif were 1.5% and 2%, respectively. This crop insurance plan covers crops grown in Rabi and Kharif. which has set July 31 as the deadline for Kharif crop insurance. Farmers who have not yet received their Fasal ka Bima crop insurance for Kharif may apply as soon as possible for this program.
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Quick Point of Pradhan Mantri Fasal Bima Yojana
| Name of the scheme | Pradhan Mantri Fasal Bima Yojana 2024 |
| Language | Hindi & English |
| Ministry | Ministry of Agriculture and Farmers Welfare |
| Start of plan | 18 February 2016 |
| The plan was launched | by Prime Minister Narendra Modi |
| Beneficiary | farmers of india |
| Objective of the plan | To compensate farmers for crop-related losses |
| Maximum amount available | Rs 2,00,000/- |
| Application Process | online/offline |
| Toll-free number | 1800-180-1111/1800-110-001 |
| Official website | pmfby.gov.in |
Objective of Pradhan Mantri Fasal Bima Yojana
Prime Minister Narendra Modi launched the Pradhan Mantri Fasal Bima Yojana with the primary goal of giving farmers who have lost crops to natural disasters financial support so they can switch to more contemporary farming practices. to promote farming, stabilize farmers’ income, and guarantee their ability to continue farming. The government offers farmers under this system varying sums of money in response to crop losses. Countrywide farmers are eligible to apply for this program and receive benefits.
Pradhan Mantri Fasal Bima Yojana 2024 Latest Update
- The Pradhan Mantri Fasal Bima Yojana (PMFBY), which began its seventh year on February 18, 2022, is about to see the central government initiate a home delivery campaign. To give farmers crop insurance policies under the Meri Policy, the Pradhan Mantri Fasal Bima Yojana will launch a doorstep distribution campaign. In every state that implements, Meri Hath. The campaign’s goal is to guarantee that all farmers are fully informed about their policies, land records, claim procedures, and grievance resolution under PM Fasal Bima Yojana.
- Prime Minister Narendra Modi declared the commencement of the Pradhan Mantri Fasal Bima Yojana (PMFBY) in Sehore, Madhya Pradesh, on February 18, 2016. The first Kharif season of that year marked the start of implementation, which will reach its seventh year in 2022. Under the Pradhan Mantri Fasal Bima Yojana, over 36 crore farmer applications have been insured, with claims worth Rs 1,07,059/- crore already paid until February 4, 2022. This government-run program, known as @PMFBY, aims to give financial support to farmers who suffer crop loss or damage as a result of natural disasters.
- Farmers can now voluntarily participate in this six-year-old PM Crop Insurance Scheme thanks to a redesign that took place in 2020. This made it easy for farmers to report crop losses within 72 hours of any incidence using the Crop Insurance App, CSC Centre, or the closest agriculture officer. It also made it easy for qualifying farmers to receive claim benefits. electronically transferred to bank accounts.
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Pradhan Mantri Fasal Bima Yojana Benefits & Salient Features
The two primary advantages of the Pradhan Mantri Fasal Bima Yojana are yield protection and investment protection. Below are some of the PM Fasal Bima Yojana’s primary characteristics.
- very low premium amount
- Full insurance amount in case of crop loss due to natural disaster.
- Make farming more profitable.
- To promote the development of farmers and agriculture in India.
- Easy online application and claim process.
- Online Insurance Premium Calculator.
- 24×7 helpline at help.agri-insurance@gov.in
Main points of Fasal Bima Yojana 2024
Allow us to outline the key components of this Fasal Bima Yojana 2024 for you.
- Farmers would pay a fixed payment under the Prime Minister Crop Insurance Scheme, which is 1.5 percent for Rabi and 2 percent for Kharif.
- In insurance, farmers pay a relatively small portion of the premium; the government pays the remaining portion so the farmers have insurance and can make up for their losses in the event of a calamity.
- In the Pradhan Mantri Fasal Bima Yojana, the use of technology reduces the amount of time required to pay for damages.
- Agriculture India Insurance Company handles this insurance.
Which crops are included in the Pradhan Mantri Fasal Bima Yojana?
| Crop Name | which crops |
| FOOD | Cereals-paddy, wheat, millet etc. |
| Commercial | cotton, jute, sugarcane etc. |
| Pulses | Pigeon pea, gram, pea and lentil, soybean, moong, urad and cowpea etc. |
| Oilseeds | Sesame, Mustard, Castor, Cottonseed, Groundnut, Soybean, Sunflower, Rapeseed, Safflower, Linseed, Nigerseeds etc. |
| Gardening | Sesame, Mustard, Castor, Cottonseed, Groundnut, Soybean, Sunflower, Rapeseed, Safflower, Linseed, Nigerseeds etc. |
Online Pradhan Mantri Fasal Bima Yojana List 2024
- You could first go to the professional internet site at pmfby.gov.in.
- After that, the pm fasal bima yojana portal webpage will open.
- Here, you ought to pick the “beneficiary listing” region.
- After that, you should pick out your kingdom within the next window.
- In light of this, you must determine a district name.
- After that, you need to decide on a block call.
- Your display will display the Pradhan Mantri Fasal Bima Yojana list as quickly as you select your block.
- On that pm by beneficiary list, you may find your call.
- On the reliable internet site, underneath the “record” location, you can additionally view “kingdom clever farmer details.”
Pradhan Mantri Fasal Bima Yojana Document List
- Here is the full list of documents needed under the Pradhan Mantri Fasal Bima Yojana (PMFBY) for crop insurance.
- Aadhar card, land records, sowing certificate, and bank passbook (which contains account information)
- A document with your Khasra Number or Khata Number is necessary if you are the land’s owner.
- A basic white sheet of paper with the sowing details signed by the village’s patwari, sarpanch, or pradhan can serve as a sowing certificate. Please contact the nearest bank office for more information as the procedure varies depending on the state.
- A copy of your lease agreement with the landowner, which includes your account number or Khasra number, is necessary for registration if you are a tenant farmer or sharecropper.
Pradhan Mantri Fasal Bima Yojana Form 2024
- The Pradhan Mantri Fasal Bima Yojana application forms are available online or offline via the official website and banks/CSC centers, respectively.
- Farmers may register with any nationalized commercial bank, cooperative bank, or regional rural bank under PMFBY.
- For PMFBY, who can apply online? Farmers can apply online for PMFBY if they haven’t taken out a loan through Kisan Credit Card.
- Farmers who choose to apply for a seasonal crop loan through Kisan Credit Card must have crop insurance, therefore banks are the only places they can apply PMFBY.
How to Claim PMFBY Insurance Amount
- The following outlines the entire process for reporting crop loss and obtaining the insurance payout from the insurance provider.
- Initially, farmers will need to notify the insurance company, bank, state government official in question, or via the firm’s toll-free number of any crop loss or damage within 72 hours.
- The information will be forwarded to the insurance company by the bank or the relevant state government official.
- Within the next 72 hours, the insurance company will designate a damage surveyor.
- The next ten days will see the completion of the crop damage survey.
- After completing the survey, you will get payment for the Sum Assured within 15 days.
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FAQ’s
✔️ When is the deadline for PMFBY applications?
Ans- The deadlines for the Kharif and Rabi crops are always July 31 and December 31, respectively.
✔️How can one apply for PMFBY?
Ans- Under PMFBY, farmers can apply for crop insurance online or offline.
✔️ How can I apply for PMFBY online?
Ans- Using pmfby.gov.in, the official Pradhan Mantri Fasal Bima Yojana website, you can submit an online application.
✔️ How can I apply for PMFBY offline?
Ans- Bank offices and common service centres all throughout the nation accept offline applications.
@Man