Sukanya Samriddhi Yojana Calculator

Sukanya Samriddhi Yojana Calculator 2024: How to use Online & All Information

Sukanya Samriddhi Yojana Calculator: To help you provide your daughter with a good future, the government has launched the Sukanya Samriddhi Yojana. Thousands of people have already begun investing in this system, but they are not allowed to find out how much money their daughter will receive when she turns 21 if she puts in between Rs. 1000 and Rs. 5000 each month.

We will explain to you today in this Sukanya Samriddhi Yojana Calculator Hindi how much interest and return you may expect to receive if you invest between Rs. 1000 and Rs. 5000. Let us begin by delving into more depth about it.

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What is Sukanya Samriddhi Yojana?

Sukanya Samriddhi Yojana Calculator

The Sukanya Samriddhi Yojana Calculator allows those thinking about investing in the Sukanya Samriddhi Yojana (SSY) scheme to determine how much they would get when the account matures. Users must enter the year they intend to start an account in this scheme and their annual investment amount in order to use the calculator.

Who can use the Sukanya Samriddhi Yojana calculator?

The Sukanya Samriddhi Yojana calculator is only helpful to investors who meet the requirements to participate in that specific plan.

Here are the key conditions:
  • The girl child needs to live in India.
  • The girl’s age shouldn’t exceed ten years old.
  • A family may open up to two Sukanya Samriddhi Yojana accounts if they have two girl children.

Legal guardians also need to submit the following paperwork in order to begin making contributions to the scheme:

  • a fully filled-out scheme opening document including the account holder’s and the girl child’s personal information.
  • The birth certificate for the girl child.
  • Identification of the depositor and verification of a current residence.
  • A medical certificate can be necessary if there are several children from the same birth.
  • any further records that the appropriate authority requests.

After fulfilling these prerequisites and obtaining the required paperwork, you can plan your investments using the online Sukanya Samriddhi Yojana calculator.

How can the Sukanya Samriddhi Yojana calculator help

Many parents make investments in their daughters’ futures, particularly to cover the costs of education and marriage. Sukanya Samriddhi Yojana (SSY) is a well-liked option because of its advantageous tax treatment and high-interest rates. You are eligible to receive a tax exemption of up to Rs 1.5 lakh for contributions made under the Sukanya Samriddhi Yojana under Section 80C of the Income Tax Act. Tax benefits are also received by the maturity amount and the interest income.

A useful tool to determine the maturity amount is the Sukanya Samriddhi Yojana Calculator. It makes the procedure simpler and gets rid of manual mistakes. Contributions can be changed to help you reach your desired savings amount. This free tool provides accurate outcomes in a variety of situations.

Sukanya Samriddhi Yojana requires a minimum yearly commitment to be open and is a long-term investment. The Sukanya Samriddhi Yojana online calculator gives you a summary of your returns on investment.

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Key benefits include:
  • shows the maturity year of your Sukanya Samriddhi Yojana account.
  • shows the amount you will receive upon maturity.
  • aids in the efficient structuring of investment portfolios.

How does the Sukanya Samriddhi Yojana calculator work?

Sukanya Samriddhi Yojana Calculator

The money has a 21-year maturity period. It is important to remember that to keep the plan alive for the first 14 years, you have to contribute at least once a year.

It is entirely acceptable if you decide not to make any contributions to your Sukanya Samriddhi Yojana account between the fifteenth and twenty-first years. Interest will still be accrued on your earlier deposits at the current rate. The total amount of your payments plus the interest earned will determine the final amount you will receive.

This formula is used by the Sukanya Samriddhi Yojana calculator to provide results for you:

A = P (1 + r/n) ^ nt


A = Total amount with interest
P = Initial amount
r = Interest rate
n = Number of times interest is compounded per year
t = Number of years

This calculation helps you understand the final amount you will own following 21 years of investment.

How to use Bajaj Finance Sukanya Samriddhi Yojana Calculator Online?

The Bajaj Finance Sukanya Samriddhi Yojana calculator is very easy to use.

Just follow these steps:   

  • Enter the “Yearly Investment (in rupees)”.
  • Enter the “Start Year”.

And that’s it!

The calculator will provide you with an estimate of the total amount invested at maturity, the total amount of interest earned, and the investment’s maturity year.

Advantages of using the Bajaj Finance Sukanya Samridhi Scheme Calculator

Using the online calculator for the Bajaj Finance Sukanya Samriddhi Yojana has various advantages:

  1. Cost-free and Easy to Use: The Bajaj Finance Sukanya Yojana calculator can yield error-free results for a variety of circumstances and is completely free to use.
  2. Instant Results: It produces results in a matter of seconds, giving you prompt answers to your questions about investments.
  3. Online Accessibility: The Bajaj Finance platform offers a tool for online use.
  4. Unrestricted Use: You are free to use the Sukanya Samriddhi Yojana calculator as often as necessary to perform various computations.
  5. Current Interest Rates: To avoid the need to manually enter interest rates, calculations are based on the current Sukanya Samriddhi Yojana interest rates.
  6. Information that is constantly up to date: Any modifications to the program that can have an impact on your investment calculations are reflected in the Sukanya Samriddhi Yojana Calculator.
  7. Device Compatibility: The tool is user-friendly and compatible with a wide range of devices.

You can find out how much you can safely invest each year with the Bajaj Finance Sukanya Samriddhi Yojana calculator. It’s a wise move to open a Sukanya Samriddhi Yojana account to protect your child’s future from costs such as college.

How can I use the corpus accumulated from Sukanya Samriddhi Yojana contributions?

When the Sukanya Samriddhi Yojana reaches adulthood, the girl child is eligible to withdraw the full amount she has saved. A withdrawal application, identification documentation, a current residence, and evidence of citizenship are required for this.
There are restrictions on how the girl can use the money she withdrew for her further study. She needs to be at least eighteen years old and have completed the tenth standard. Proof of payment, in the form of fee receipts and university entrance paperwork, is required. The funds are for educational fees and admission expenses.
The girl must be 18 years old or older and present an affidavit attesting to her adult status to be eligible for early withdrawals for marriage-related expenses.

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Sukanya Samriddhi Yojana Closure on Maturity

  • The account matures 21 years from the opening date, or sooner if the girl marries after becoming 18 years old.
  • Once the girl kid turns 18 or finishes the tenth grade successfully, withdrawals from the account are permitted.
  • Up to 50% of the amount may be withdrawn after the previous fiscal year.


We have provided all investors and daughters with comprehensive information about the Sukanya Samriddhi Yojana Calculator in Hindi in this post, together with details on the perks and benefits that come with it, to encourage you to enroll in the welfare program as soon as possible. can profit from investing in it.


Q:  If you deposit ₹ 1000 in Sukanya Yojana for 14 years, how much will you get in 18 years?

Ans: What will you get in 18 years if you put ₹ 1000 into the Sukanya Yojana and leave it there for 15 years? As per the policy, if you make a monthly deposit of Rs 1000 for the following 15 years starting from the date of creating a new account, you will receive Rs 5 lakh 58 thousand 407 at 8% interest after 21 years.

Q: How much will you receive in 21 years if you deposit ₹ 2000 in the Sukanya Yojana for 14 years?
Ans: What will you receive from the Sukanya Samriddhi Yojana when you contribute Rs 2000? This shows that your daughter would receive a total of Rs 10 lakh 78 thousand 898 after 21 years of contributing Rs 2000 per month to the Sukanya Samriddhi Yojana. This money will be transferred to your daughter’s savings account when the account matures.

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